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The table below shows averages. Your ZIP and model year set the real number.

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Estimated monthly car insurance rates by vehicle, 2026
VehicleAvg full coverage / moAvg liability / mo
Ford F-150 $147 $56
Chevy Silverado 1500 $151 $57
Ram 1500 $156 $58
Toyota Camry $128 $52
Honda Civic $134 $53
Toyota RAV4 $136 $53
Honda CR-V $134 $52
Tesla Model 3 $172 $60

Estimates, not quotes: built from public 2025 to 2026 premium benchmarks and our cost model, the same clean-record driver profile on every vehicle. See our methodology.

The BudgetAutoRates editorial team

We maintain the vehicle rate index and review every cost page on this site. Figures here are estimates, not quotes: see our methodology for how they are built.

Whatever you drive, Scout digs up its cheapest rate from 100+ carriers.

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