Head-to-head carrier comparisons
Two carriers, one scorecard, a clear winner per category. Every matchup is scored the same way: illustrative price estimates for liability and full coverage, claims satisfaction from public J.D. Power scores, and the discounts, add-ons, and agent access each carrier actually offers.
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Matchups
Scout's Pick: GEICOGEICO vs Allstate: which is cheaper in 2026?
GEICO wins on price in 41 of 50 states, averaging $16/mo less on comparable full coverage; Allstate wins on claims.
Scout's Pick: ProgressiveAllstate vs Progressive: which is cheaper in 2026?
Progressive averages $8/mo less and wins 5 of 8 categories; Allstate answers with bundling and local agents.
Scout's Pick: GEICOGEICO vs Progressive: which is cheaper in 2026?
GEICO wins clean-record price in 38 of 50 states; Progressive is the pick for SR-22 filings and spotty records.
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Liberty Mutual vs State Farm: which is cheaper in 2026?
State Farm wins on price in 47 of 50 states, averaging $46/mo less; Liberty Mutual counters with custom add-ons.
Scout's Pick: State FarmState Farm vs GEICO: which is cheaper in 2026?
State Farm wins on price in 44 of 50 states, averaging $7/mo less, with agent access as the tiebreaker.
Scout's Pick: State FarmState Farm vs Progressive: which is cheaper in 2026?
State Farm averages $15/mo less on comparable full coverage; Progressive takes the telematics and high-risk categories.
Every matchup is scored the same way before it ships, and the rate figures are estimates, not quotes. See how we build them in our methodology.