Honda CR-V insurance cost (2026)
Scout's quick take
- Average full coverage: $134/mo for a 2021 Honda CR-V, clean record
- Liability-only averages $52/mo across recent model years
- That puts the Honda CR-V about $18/mo below the $152 national average for full coverage
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Cost by model year
| Model year | Full coverage / mo | Liability / mo | vs 2021 baseline |
|---|---|---|---|
| 2025 | $157 | $53 | +17% |
| 2023 | $143 | $53 | +7% |
| 2021 | $134 | $52 | baseline |
| 2019 | $126 | $52 | -6% |
| 2017 | $115 | $51 | -14% |
Estimates, not quotes: built from public 2025 to 2026 premium benchmarks and our cost model, clean-record driver profile. See our methodology.
Your model year, your ZIP, your real number
Averages set the range. Carriers price the Honda CR-V sitting in your driveway.
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Honda CR-V vs rival vehicles
| Vehicle | Full coverage / mo | Note |
|---|---|---|
| Honda CR-V | $134 | The vehicle on this page |
| Toyota RAV4 | $136 | Nearly identical |
| Subaru Forester | $130 | Cheapest here. Safety-tech discounts |
| Ford Escape | $138 | Higher claim severity |
Estimates, not quotes: the same clean-record driver profile priced across every vehicle, so the comparison is like for like. See our methodology.
Honda CR-V quotes pile up fast. Scout digs through the whole pile and brings back the cheapest one.
Compare Honda CR-V RatesWhat moves a Honda CR-V premium
- Trim level: base trims sit at the bottom of the rate sheet; performance and top-spec trims carry higher collision costs
- Repair and parts network: the easier a Honda CR-V is to fix near you, the lower the comprehensive and collision share runs
- Safety tech: automatic emergency braking and driver-assist packages earn discounts with most major carriers
- Usage: commuting under 10,000 miles a year rates cheaper; business or rideshare use adds a surcharge
Honda CR-V questions, answered
Is a Honda CR-V expensive to insure?
Not especially. At $134/mo for full coverage, a 2021 Honda CR-V runs about $18/mo below the $152 national average, so it lands on the cheaper side of the market.
Do older Honda CR-V model years cost less to insure?
Yes. Scout dug through the numbers: a 2017 Honda CR-V runs about -14% versus the 2021 baseline of $134/mo, while a 2025 runs +17%. Liability barely moves; the savings hide in the comprehensive and collision share, which falls as the vehicle depreciates.
Still weighing it?
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We maintain the vehicle rate index and review every cost page on this site. Figures here are estimates, not quotes: see our methodology for how they are built.