Chevy Silverado 1500 insurance cost (2026)
Scout's quick take
- Average full coverage: $151/mo for a 2021 Chevy Silverado 1500, clean record
- Liability-only averages $57/mo across recent model years
- That puts the Chevy Silverado 1500 about $1/mo below the $152 national average for full coverage
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Cost by model year
| Model year | Full coverage / mo | Liability / mo | vs 2021 baseline |
|---|---|---|---|
| 2025 | $177 | $58 | +17% |
| 2023 | $162 | $58 | +7% |
| 2021 | $151 | $57 | baseline |
| 2019 | $142 | $56 | -6% |
| 2017 | $130 | $56 | -14% |
Estimates, not quotes: built from public 2025 to 2026 premium benchmarks and our cost model, clean-record driver profile. See our methodology.
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Chevy Silverado 1500 vs rival vehicles
| Vehicle | Full coverage / mo | Note |
|---|---|---|
| Chevy Silverado 1500 | $151 | The vehicle on this page |
| Ford F-150 | $147 | Cheapest here. Cheapest full-size to insure |
| Ram 1500 | $156 | Costlier interior tech |
| GMC Sierra 1500 | $158 | Premium trim tax |
Estimates, not quotes: the same clean-record driver profile priced across every vehicle, so the comparison is like for like. See our methodology.
Chevy Silverado 1500 quotes pile up fast. Scout digs through the whole pile and brings back the cheapest one.
Compare Chevy Silverado 1500 RatesWhat moves a Chevy Silverado 1500 premium
- Trim level: base trims sit at the bottom of the rate sheet; performance and top-spec trims carry higher collision costs
- Repair and parts network: the easier a Chevy Silverado 1500 is to fix near you, the lower the comprehensive and collision share runs
- Safety tech: automatic emergency braking and driver-assist packages earn discounts with most major carriers
- Usage: commuting under 10,000 miles a year rates cheaper; business or rideshare use adds a surcharge
Chevy Silverado 1500 questions, answered
Is a Chevy Silverado 1500 expensive to insure?
Not especially. At $151/mo for full coverage, a 2021 Chevy Silverado 1500 runs about $1/mo below the $152 national average, so it lands on the cheaper side of the market.
Do older Chevy Silverado 1500 model years cost less to insure?
Yes. Scout dug through the numbers: a 2017 Chevy Silverado 1500 runs about -14% versus the 2021 baseline of $151/mo, while a 2025 runs +17%. Liability barely moves; the savings hide in the comprehensive and collision share, which falls as the vehicle depreciates.
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We maintain the vehicle rate index and review every cost page on this site. Figures here are estimates, not quotes: see our methodology for how they are built.